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Remember A Charity Week
Liverpool HospiceFundraising News

Remember A Charity Week

Published date: 11 September 2018

Remember A Charity Week

10-16th September is ‘Remember a Charity Week.’ Here at Zoë's Place, we’re part of Legacy Liverpool – an awareness campaign group made up of 20 charities, encouraging people to perhaps consider leaving a gift in their will to a local charity.  It’s not a topic we like to talk about a lot but did you know that only one in two adults living in the UK have written a will? There’s all sorts of reasons why people do not make a will, here’s some of the common ones:

1. I’ve got nothing to leave – only rich people make Wills
Wills are not just for people leaving millions of pounds! Most people have personal possessions; a bank account; or a car. For younger people, their most important consideration is their children – with a Will they can appoint guardians to look after their children.   Everyone needs a will, whether you're young or old, rich or poor, whether you have children or not. You probably have property and personal possessions that you would want to go to certain people. To put it all down on paper for your family and friends helps to prevent squabbling – or things going where you may not want them to go.

2. Wills are for old people - I’ll write one when I’m old
This is not necessarily true. Unfortunately, people can become ill at a young age, so it’s important to make arrangements for your children, family and friends.

3. I’m married – I don’t need to make a Will, my husband/wife and children will get everything
It’s not as simple as that. Under the intestacy rules (rules that apply when there is no written will), your spouse and children will inherit everything but any step-children will not. Similarly, the rules will take no account of your situation if you have become separated or estranged from a family member or if you have someone that you count as a family member.

4. I don’t have anyone to leave anything to
If you don’t make a Will, you may find things being left to a very distant relative that you have never met or heard of or it will be handed to the state. If you have no ‘blood relatives’, you may wish to leave something to a friend or a neighbour who has been kind or leave it to a charity.

5. I can’t make these decisions yet, it’s too complicated
Even if you have very complex finances e.g. pensions, businesses, insurances, and family members and friends, solicitors are experienced in this and can offer advice. Additionally, you don’t have to specify every decision at the point of making a will but you can appoint Executors (people you trust and whose opinions you value) to make decisions.

6. I haven’t got the time and it’s too expensive
The time to write a Will is about the same as taking out insurance or switching a utility supplier which are things we make time for regularly. You can also save time by doing some thinking and making some notes prior to an appointment.

Naomi Pinder, a local solicitor, recently gave some top tips on creating a will and remembering a charity. Find them here:
1. Make sure that you leave your dependants enough money in your Will, so that there have no financial worries.

2. Consider any other smaller gifts may like to include in your Will to remember friends, perhaps you’d like to leave them a memento or special ornament they have always admired.

3. Then think about all the good causes which are close to your heart and which you have supported during your lifetime. We all have our special concerns be they animal welfare, supporting children, health and hospices, alleviation of poverty, overseas aid, advancement of public art and education and supporting faith and well-being. Remember that if you have given your generous support during your lifetime, this income will be lost after you have died and therefore it is important to consider making provision in your Will.

4. There are there 4 main ways of including your charitable legacy;
+ You can leave a particular item, for example a painting to an art gallery but always check first that it will be accepted
+ A gift of money, for example £1,000 to your named charity.  You can include a single gift or multiple gifts.
+ A gift of your residuary estate or part of your residuary estate, for example your residuary estate to your named charity or your residuary estate to be divided equally between 5 named charities or your residuary estate to be divided 50% to your grandchildren and 50% to your named charity.
+ A gift in trust to be distributed between such charities as are selected after you have died and by your trustees, you can indicate which type of charities should benefit, for example charities devoted to the alleviation of poverty in the UK.

5. Finally, the old saying about death and taxes! There are good reasons to include charitable legacies because they are exempt from inheritance tax and will lower the size of your taxable estate. If you leave more than 10% of your net estate to charity and your estate is still over the allowance, the rate of tax is reduced to 36%.

In summary, to include a gift in your Will for the benefit of others creates a wonderful lasting legacy, enabling your kindness and generosity to live on long after you have passed away. - Naomi Pinder.

If you would like to consider leaving a gift to our hospice in your will, please get in touch with Carol by emailing or phoning on 0151 228 0353

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